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Balance Transfer Credit Cards

Buy what you've been dreaming of and pay no interest until May 2009 on purchases
Save with a low non-intro variable APR, currently 14.9%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
Know you are protected with $0 fraud liability if your card is ever lost or stolen

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	Until May 2009*	14.90%*	$19*	Average*

Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50
0% APR* on balance transfers for up to 12 months
No annual fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0% BT & CA Only*	up to 12 Months*	As Low As 9.74%*	None*	Good*

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	up to 12 Months*	As Low As 7.74%*	None*	Good*

0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
Earn 1 point for every $1 in net retail purchases at all merchants§
Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
No limit to the number of points you can earn each year
Absolute fraud protection against unauthorized use, online and offline
Access to the MyConcierge(SM) service, a unique personal assistance service§
Secure Online Account Access and electronic bill payment service
Card issued by FIA Card Services, N.A.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0% BT & CA Only*	12 Billing Cycles*	9.99 - 19.99%*	None*	Good*

Low 7.25% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
No Annual Fee
Excellent to good credit needed

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	7.25%*	None*	Excellent*

Offers a 0% APR for balance transfers only for 6 billing periods
Low 8.95% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Excellent to good credit needed

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0% BT & CA Only*	6 Billing Cycles*	8.95%*	None*	Excellent*

0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
20,000 Flying Club bonus miles after your first retail purchase
Earn 3 miles per $1 spent on Virgin Atlantic purchases
Earn 1.5 miles per $1 spent in retail purchases
Earn up to 2 tier points per month for accelerated Flying Club status
Earn up to 15,000 additional bonus miles upon anniversary
Earn 2,500 bonus miles for each additional Cardmember added (max 2)
Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 Billing Cycles*	13.99%*	$90*	Excellent*

0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
12,500 Flying Club bonus miles after your first retail purchase
Earn 3 miles per $1 spent on Virgin Atlantic purchases
Earn 1 miles per $1 spent in retail purchases
Earn up to 7,500 additional bonus miles upon anniversary
Earn an 2,500 bonus miles for an additional Cardmember added (max 1)
Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.